Lite
Includes $50 top-up credit
$99
one-time fee
Daily limit$250K / day
Top-up fee4.25%
Transaction fee$0.30
FX fee0–1%
Annual fee$50 / year
Mobile walletsApple Pay & Google Pay
Subject to KYC approval.
Seamless top-ups, instant controls, and exclusive AIAT benefits. Built for everyday payments worldwide with transparent fees and bank-grade security.
Includes $50 top-up credit
Includes $50 top-up credit
Includes $50 top-up credit
Fund your card in seconds from any wallet, exchange account, or on-ramp partner—no lock-ins, no delays.
Tap, swipe, or withdraw anywhere VISA is accepted across 200+ countries and millions of merchants worldwide.
Use AIAT for top-ups and fees to unlock discounts, reduced FX costs, and exclusive AIA Ecosystem perks and access.
Access up to $1M per day with dynamic limits and tiered KYC—designed for power users and global professionals.
Cash out instantly—move funds to your card balance or directly into supported IBAN bank accounts worldwide.
Add your card to Apple Pay or Google Pay in minutes for instant online and in-store spending, anywhere.
Get your AIA Card ready to use in four simple steps.
Open your account and request your AIA Card with a quick online application.
Fast ID check with photo verification and liveness — built for compliance and trust.
Add funds from wallets, exchanges, or on-ramps. Unlock extra savings with $AIAT.
Shop, pay, or withdraw worldwide — seamlessly integrated with Apple & Google Pay.
Activate instantly, track every transaction, set limits, freeze or unfreeze in one tap, and stay secure with real-time alerts.
Got questions? Our FAQs provide straightforward answers to the most common topics, so you can find what you need quickly.
Get SupportResidents around the world can purchase their own AIA Card with restrictions applied to nationals of sanctionned countries.
When spending with the AIA Card, it has a base currency of US Dollars but natively works in over 150 currencies automatically, with no manual exchange needed and minimal foreign exchange fees.
When topping-up the AIA Card, users are able to credit their card with AIAT, CCO2, USDT, USDC, BTC, ETH, SOL and BNB. We are also planning to further expand the number of coins and blockchains accepted in the future.
In your app you can instantly freeze your card, should you later locate your card you can also un-freeze your card. If you require a replacement card, this can also be ordered in your app for a USD $15 fee.
No. There is no monthly fee for standard AIA Cards however they are subject to an annual fee. Premium tiers may have reduced fees. You can check the AIA Card page for more details.
ATM withdrawals are only available for our physical cards. ATM withdrawals are supported worldwide wherever Visa is accepted. Withdrawal fees apply depending on your plan.